top of page
South Lake Agency Blog


Certificate of Insurance: What Small Businesses Need to Know
Discover what a certificate of insurance is and why small businesses need one. Learn how to obtain it and avoid common mistakes.
andrew2biscay
22 hours ago11 min read


Uninsured Motorist Coverage: What Every Driver Needs
Protect yourself with uninsured motorist coverage. It covers medical bills, lost wages, and more if the at-fault driver is uninsured. Learn more!
andrew2biscay
3 days ago13 min read


Escrow Homeowners Insurance: What You Need to Know
Discover how escrow homeowners insurance works to protect you from surprises. Learn about payments and coverage to manage your budget effectively.
andrew2biscay
3 days ago8 min read


Home Insurance Cost in Minnesota: What You Need to Know
Discover the home insurance cost in Minnesota, averaging $2,492 to $2,746. Learn how to save and ensure you're properly covered!
andrew2biscay
4 days ago13 min read


How Much Life Insurance Do I Need? Use Our Life Insurance Needs Calculator
Instead of guessing, you can answer a few simple questions and get a clearer estimate of how much life insurance your family may need.
andrew2biscay
Jul 76 min read


The Great De-Smartening: Why Some Homeowners Are Going Back to the Basics
Your phone has an app for the lights, another for the doorbell, another for the cameras, another for the thermostat, and three more for devices you forgot you even installed.
For a while, it felt amazing. Like living in the future.
But lately? A growing number of homeowners are starting to ask a surprising question:
Do I really need all of this?
Welcome to the quiet movement of de-smartening your home.
andrew2biscay
Mar 54 min read


Top 10 Ways to Lower Your Home Insurance Premium
Home insurance is one of those essentials you hope you never need—but when you do, it matters. The good news? You don’t have to overpay for strong protection. At South Lake Agency , we help homeowners find smart ways to reduce premiums without sacrificing coverage . Here are ten proven strategies to lower your home insurance costs. 1. Bundle Your Policies Combining your home and auto insurance with one provider is one of the fastest ways to save. Many insurers offer significa
andrew2biscay
Mar 22 min read


Why Your Home & Auto Insurance Rates Change—and How to Save
When your home or auto insurance renewal arrives, one of the first things you notice is the price. If it’s gone up, you might be...
andrew2biscay
Aug 11, 20253 min read


Why South Lake Agency Is Your Best Choice for Homeowners Insurance in Minnesota
When it comes to protecting your home, nothing matters more than working with someone you trust. At South Lake Agency Insurance Brokers,...
andrew2biscay
Jul 16, 20252 min read


South Lake Agency: Proud Partner of Dolly Parton’s Imagination Library
At South Lake Agency, we believe in the power of stories to inspire, educate, and transform lives. That's why we're thrilled to announce...
andrew2biscay
Dec 23, 20242 min read


How does a percentage-based deductible work?
As the insurance industry continues to evolve, you may notice some changes to the way your policy works. We'll have a deep dive into what...
andrew2biscay
Jul 25, 20242 min read


Andrew Biscay Appointed to Forbes Advisory Council
For immediate release – Forbes is pleased to announce the appointment of Andrew Biscay to its esteemed Advisory Council. Biscay, a...
andrew2biscay
Apr 29, 20241 min read


Why is the cost of insurance rising?
In recent years, many homeowners and drivers have noticed a steady increase in the cost of home and auto insurance premiums. This trend...
andrew2biscay
Apr 15, 20243 min read


South Lake Agency is a proud Leaders Circle Qualifier
Rochester, MN (Apr 27, 2023) – Atlas Insurance Brokers is happy to announce that South Lake Agency has qualified for Leaders Circle in...
andrew2biscay
Apr 29, 20231 min read


Insuring the Gig Economy
As a gig worker, is your insurance portfolio adequate to handle your role? South Lake Agency takes a deeper dive in this growing trend.
andrew2biscay
Aug 11, 20212 min read


How to Adapt Your Homeowner’s Insurance to a Changing Environment
Local insurance broker discusses some of the threats of an ever-changing risk landscape
andrew2biscay
Apr 28, 20212 min read


Is RING right for me?
Local insurance broker and tech guru Andrew Biscay was recently looking for a way to protect his home after a string of car and home...
andrew2biscay
Nov 18, 20194 min read


Fire Preparedness. Does Your Family Have A Plan?
Andrew Biscay discusses steps your family can take to reduce the likelihood of a fire, and stay safe if there is one.
andrew2biscay
Sep 25, 20192 min read


South Lake Agency makes global tree-planting commitment
We know how important the earth is, that's why South Lake Agency continues to work toward reducing our footprint and leaving a better...
andrew2biscay
Aug 22, 20191 min read


What is "Telematics" and how can you use it to save 30%?
For years auto insurance providers relied on pretty basic information they have on you when pricing your insurance. They would rely on...
andrew2biscay
Aug 19, 20192 min read
bottom of page







